From Heidi at Oweesta.org Tue Aug 3 10:40:21 2010 From: Heidi at Oweesta.org (Heidi Davis) Date: Tue, 3 Aug 2010 08:40:21 -0600 Subject: [CircleUp] Does your Native Financial Institution need Loan Capital? Message-ID: <82182B01DBD600448F4C7D2631BA1BFED963BC@SERVER1.fnoc.internal> Hello, First Nations Oweesta provides low interest loans to qualified Native CDFIs. Our loans help organizations create local entrepreneurs, homeowners and strong and vibrant Native economies. About Our Loan Program Investment Amount Investment amounts depend on the type of institution and the market it serves. Our investment in a single institution cannot exceed 10% of that institutions total assets. Terms Range from 3 to 5 years with quarterly interest only payments and easy renewal options. Interest Rate Risk-based and fixed for the term of the investment. Ranges from 3-5%. How to Apply If you are interested in finding out more about our loan program, please contact Onna LeBeau, Director of Lending & Reporting, at onna at oweesta.org. Regards, Heidi Davis Communications Manager First Nations Oweesta Corporation A Subsidiary of First Nations Development Institute 910 5th Street, Suite 101 Rapid City, SD 57701 {t} 605.342.3770 {f} 605.342.3771 www.oweesta.org www.ournativecircle.org Celebrating 10 Years of Investing in Native Opportunity! -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100803/9d66ef8c/attachment-0001.html From Stewart.G.Sarkozy-Banoczy at hud.gov Thu Aug 5 18:13:07 2010 From: Stewart.G.Sarkozy-Banoczy at hud.gov (Sarkozy-Banoczy, Stewart G) Date: Thu, 5 Aug 2010 18:13:07 -0400 Subject: [CircleUp] FW: IRS puts Silver Bullet in RALs Message-ID: Sent: Thursday, August 05, 2010 6:08 PM To: communitydevelopmentbanking-l at cornell.edu Subject: IRS puts Silver Bullet in RALs IRS Removes Debt Indicator for 2011 Tax Filing Season WASHINGTON The Internal Revenue Service today announced that starting with next year's tax filing season it will no longer provide tax preparers and associated financial institutions with the "debt indicator," which is used to facilitate refund anticipation loans (RALs). "As we prepare for tax season every year, we look at past practices and consider whether they still make sense. We no longer see a need for the debt indicator in a world where we can process a tax return and deliver a refund in 10 days," IRS Commissioner Doug Shulman said. "We encourage taxpayers to use e-file with direct deposit so they can get their refunds in just a few days." So far this year, more than 95 million tax returns have been e-filed, representing more than 70 percent of tax returns. "Refund Anticipation Loans are often targeted at lower-income taxpayers," Shulman said. "With e-file and direct deposit, these taxpayers now have other ways to quickly access their cash." The IRS has been reviewing refund settlement products, such as RALs and Refund Anticipation Checks (RACs), as part of the Return Preparer Review released in January. Specifically, the IRS announced that it would study refund settlement products. RALs are loans secured by a taxpayer's anticipated tax refund. Currently, tax preparers who electronically submit a client's tax return receive in the acknowledgment file an indication of whether an individual taxpayer will have any portion of the refund offset for delinquent tax or other debts, such as unpaid child support or delinquent federally funded student loans. This acknowledgment is known as the debt indicator, and is used as an underwriting tool for RALs. The IRS announcement would remove the debt indicator starting with the upcoming 2011 tax filing season. The IRS noted that taxpayers will continue to have access to information about their tax refunds and any offsets through the "Where's My Refund?" service on IRS.gov. RACs are temporary bank accounts established on behalf of a taxpayer into which a direct deposit refund can be received and out of which a bank typically issues a payment to the taxpayer. With both RALs and RACs, tax preparation and product fees are subtracted directly from the refund, and the taxpayer does not make any "out-of-pocket" payments. They are frequently marketed to taxpayers who do not have cash to pay for professional tax preparation services. In a related effort, the IRS plans to explore the possibility of providing a new tool for the 2012 tax filing season to give taxpayers a mechanism to use an appropriate portion of their tax refund to pay for the services of a professional tax return preparer. The IRS plans to engage with taxpayers, consumer advocates and the tax return preparer community to consider whether providing this option would be a cost-effective way for consumers to pay for tax return preparation services. http://www.irs.gov/newsroom/article/0,,id=226310,00.html CDB list instructions http://www.runonthebank.net/cdblist.htm -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100805/c5913dd2/attachment.html From Vickie at Oweesta.org Fri Aug 6 17:32:12 2010 From: Vickie at Oweesta.org (Vickie Oldman-John) Date: Fri, 6 Aug 2010 15:32:12 -0600 Subject: [CircleUp] New legislation provides an additional $25 million for IDAs: no local match requirement Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96538@SERVER1.fnoc.internal> $25 million in new funding for Individual Development Accounts proposed HR 6067 proposes to add funding for 2011 and 2012 On July 30, The IDA Protection Act (H.R. 6067) sponsored by Congresswoman Linda S?nchez (D-CA) was introduced. The bill increases the funding available for Individual Development Accounts (IDAs) by $25 million for both the 2011 and 2012 fiscal years. Unlike current Assets for Independence program grants, these IDA funds will not have a local match requirement. These are additional funds for IDAs, not a replacement for the Assets for Independence program. The increase is paid for by an elimination of the domestic production deduction for coal and other hard mineral fossil fuels. The bill recognizes the need to include asset-building approaches to poverty alleviation efforts of nonprofits and local governments. -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100806/a55352c4/attachment.html From Vickie at Oweesta.org Fri Aug 6 17:58:54 2010 From: Vickie at Oweesta.org (Vickie Oldman-John) Date: Fri, 6 Aug 2010 15:58:54 -0600 Subject: [CircleUp] Webinar on Working With People with Disabilities | Webinar on Asset Building for Refugee Service Providers | IRS Webcast on Pa Message-ID: <82182B01DBD600448F4C7D2631BA1BFED9653E@SERVER1.fnoc.internal> If you are having difficulty viewing this email properly, please click here . Update from the Assets for Independence Resource Center August 6 2010 AFI Resources Update Banner AFI Webpage / AFI Resource Center Webpage / Subscribe / Unsubscribe / Archives Webinar on Working With People With Disabilities - Tuesday There is a common myth that people with disabilities are not good candidates for asset development. An upcoming webinar will discuss how people with disabilities can successfully save. [Read More] Special Webinar For Refugee Service Providers Special webinar that will provide hints and tips on expanding services to refugee communities through asset-building initiatives. [Read More] Webcast on Partnering for Financial Education and Asset-Building The Internal Revenue Service holds a free one-time webcast on partnering for financial education and asset-building. [Read More] HHS Publishes Poverty Guidelines for Remainder of 2010 The Department of Health and Human Services (HHS) has recently published the 2010 HHS Poverty Guidelines . [Read More] AFI Question of the Week Question: Our AFI project period ends in September of this year. What do we need to do to close out our award? [Read More] Upcoming Events August 10 - Asset Development for People With Disabilities Webinar - Register Now August 11 - Asset Development for Refugee Service Providers Webinar- Register Now Editorial Staff Jermaine Burkhalter / Meg Flippin / Nathan Ringham / Sierra Solomon Contact Us Office of Community Services, AFI Resource Center 1-866-778-6037 / info at idaresources.org Become a Fan of Assets for Independence on Facebook! unsubscribe subscribe forward print pdf http://c.ss38.on9mail.com//home/r.asp?SID=0&G=2 This mailing system may only be used for sending permission based email. If you did not give permission to receive emails from this sender, then please notify us . This email was sent to vickie at oweesta.org by info at idaresources.org | Read our Privacy Policy Assets for Independece Resource Center - 370 L'Enfant Promenade, S.W., 5th Floor, Washington, DC, 20447, United States Facebook MySpace Twitter Digg del.icio.us Google StumbleUpon -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100806/ccb64b55/attachment-0001.html From Vickie at Oweesta.org Fri Aug 6 18:03:08 2010 From: Vickie at Oweesta.org (Vickie Oldman-John) Date: Fri, 6 Aug 2010 16:03:08 -0600 Subject: [CircleUp] Financial Literacy Update August/September 2010 Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96542@SERVER1.fnoc.internal> Comptroller of the Currency, Administrator of National Banks Financial Literacy Update August/September 2010 COMMUNITY AFFAIRS The Office of the Comptroller of the Currency (OCC)'s Financial Literacy Update is a bimonthly e-newsletter that reports upcoming financial literacy events, new initiatives, and related resources of the OCC and other government agencies and organizations. Financial Literacy Update provides brief descriptions and Web links for upcoming events in chronological order. It lists new initiatives and resources (with Web links) in alphabetical order. We welcome your feedback on the Financial Literacy Update. Please e-mail us at communityaffairs at occ.treas.gov . bullet Upcoming Events bullet New Initiatives bullet New Resources UPCOMING EVENTS Credit and Money August 2-6, 2010 (Madison, Wis.) The National Institute of Financial and Economic Literacy presents this five-day course designed to educate teachers about the basics of credit. The course addresses credit scoring, budgeting, inflation, and the urge to splurge. Teachers' Workshop Program August 9-13, 2010 (New York, N.Y.) Sponsored by the New York Stock Exchange Euronext and the U.S. Securities and Exchange Commission's Office of Investor Education and Advocacy, these workshops prepare educators to teach students about the financial marketplace and its importance in their lives and the global economy. It's Your Paycheck: Professional Development Program for Teachers August 10, 2010 (Philadelphia, Pa.) The Federal Reserve Bank of Philadelphia presents this one-day professional development program that introduces teachers to a new series of lessons from the Federal Reserve Bank of St. Louis. Teachers can learn how to explain personal finance to high school students. Subjects include income, gross pay versus net pay, banking services, budgeting, compound interest, and borrowing. Nationwide Tax Forum August 10-12, 2010 (New York, N.Y.) August 24-26, 2010 (Las Vegas, Nev.) August 31-September 2, 2010 (San Diego, Calif.) The Internal Revenue Service (IRS) presents a series of three-day forums to provide tax professionals with up-to-date information on federal and state tax issues. Presenters include tax law, compliance, and ethics experts from the IRS and partner organizations. North Dakota Personal Finance Teacher Training August 17, 2010 (North Dakota) The North Dakota Jump$tart Coalition offers training for high school teachers to acquire tips for teaching personal finance. The course gives participants copies of a curriculum created by the National Endowment for Financial Education. There's a Lot to Learn About Money September 21, 2010 (Clinton, Miss.) The Federal Reserve Bank of Atlanta presents a one-day workshop that explains the fundamental concepts of money management, banking, and credit. This workshop helps participants understand how to achieve economic wealth and exercise decision-making principles in financial planning. 2010 Assets Learning Conference: Creating the Save and Invest Economy September 22-24, 2010 (Washington, D.C.) The Corporation for Enterprise Development (CFED) hosts this conference so diverse leaders can come together to discuss innovative asset-building strategies, products, and services to expand economic opportunity. Louisiana Youth Financial Educators' Summit September 27-28, 2010 (Baton Rouge, La.) The Educators' Summit, sponsored by the Louisiana Jump$tart Coalition, provides teachers with resources and information to improve their financial literacy and to help them to teach personal finance in classrooms. Investment Education Course September, 29, 2010 (Arlington, Va.) October 6, 2010 (Arlington, Va.) October 13, 2010 (Arlington, Va.) October 20, 2010 (Arlington, Va.) October 27, 2010 (Arlington, Va.) The Arlington Office of Virginia Cooperative Extension offers this free, five-session course. Taught by Certified Financial Planners(r), the course covers investing, stocks, bonds, mutual funds, and tax-deferred investments. For more information or to register, contact jabel at vt.edu. Financial Planning Days October 2010 The Financial Planning Association(c), the Certified Financial Planner Board of Standards, the Foundation for Financial Planning, and the U.S. Conference of Mayors provide free financial education in up to 30 cities throughout the United States. Members of the Financial Planning Association and Certified Financial Planner professionals work with individuals to discuss important financial issues. Money Smart Week Wisconsin October 2-9, 2010 (Wisconsin) The Governor's Council on Financial Literacy and the Federal Reserve Bank of Chicago's Money Smart Week Wisconsin sponsor a series of free classes and activities designed to help consumers better manage their personal finances. 5th Annual Conference on Financial Education October 6-8, 2010 (Boston, Mass.) The Institute for Financial Literacy offers this conference to provide professional development opportunities for financial educators and others working to further financial literacy. In addition to being an important networking event, the conference informs attendees about current trends and best practices to promote the cause of financial education. Money Smart Week Indiana October 16-23, 2010 (Indiana) The Federal Reserve Bank of Chicago's Money Smart Week Indiana sponsors a series of free classes and activities to help consumers better manage their personal finances. Personal Finance Coach Training October 16, 2010 (Arlington, Va.) October 23, 2010 (Arlington, Va.) The Arlington office of Virginia Cooperative Extension holds this training to help people become personal financial coaches. Each volunteer receives a comprehensive training manual on budgeting, retirement planning, home buying, and other financial topics and counseling techniques. To volunteer, call (703) 228-6417. Protect Your Identity Week October 17-23, 2010 (Nationwide) The National Foundation for Credit Counseling and the Council of Better Business Bureaus host a series of events to prevent identity theft. Activities, free of charge and open to the public, are held in communities across the nation to educate consumers, provide opportunities to have financial documents shredded, and help people learn about credit reports. The Web site is available in English and Spanish . Get Smart About Credit Day 2010 October 21, 2010 (Nationwide) The program, sponsored by the American Bankers Association Education Foundation, connects bankers with students and other young adults to help them develop a better understanding of credit and how to use credit responsibly. 3rd Annual Financial Leadership Conference October 25-26, 2010 (Arlington, Va.) Sponsored by the Society for Financial Education and Professional Development, this conference presents financial education experts, senior administration officials, guest speakers, and panelists to discuss issues and strategies for improving financial literacy. Annual Educators Conference: Social Programs and the Federal Debt October 25, 2010 (Little Rock, Ark.) October 27, 2010 (St. Louis, Mo.) October 29, 2010 (Memphis, Tenn.) The Federal Reserve Bank of St. Louis presents this series of one-day conferences for teachers to address the basics of government finance. Topics include taxes, debt and money; the history of U.S. deficit financing; the "optimal" level of debt; the debt and other consequences of the government's two largest social programs-Social Security and Medicare; and the potential for a worldwide sovereign debt crisis. This program provides hands-on activities for the classroom and free teaching materials. National Educator Conference November 5-7, 2010 (Washington, D.C.) The Jump$tart Coalition's second annual nationwide conference offers tools, resources, and support for teaching personal finance in pre-K-12 classrooms. The conference also offers workshops focused on policy, content, and personal development. Money Smart Week Nebraska November 8-14, 2010 (Nebraska) The Nebraska Financial Education Coalition's Money Smart Week Nebraska campaign sponsors a series of free classes and activities designed to help consumers better manage their personal finances. NEW INITIATIVES Bank On Dallas Dallas launched the Bank On Dallas campaign to help low- and moderate-income families improve their finances. The initiative aims to increase the supply of starter bank accounts, raise awareness of benefits from the use of the mainstream financial system, and encourage financial education, savings, and asset building. Financial Education Grant for Students Nevada's Washoe County School District high school seniors are getting a head start on managing money and making better financial decisions with the help of a grant from Charles Schwab Bank. The district plans to use the grant funding to hire a national expert in financial education to help develop curriculum, train teachers, and implement financial literacy education as a part of the school district's American government course required for all 12th grade students. FTC's 'Esteemed Lending Services' Scam Site The Federal Trade commission (FTC) created this "teaser" Web site to warn people searching for loan services about how easy it is to be fooled online by scammers. The site demonstrates how consumers can spot and avoid loan scams. Reading Is an Investment This program, created by the Vermont State Treasurer's Office, highlights the importance of reading and teaching young children basic personal financial concepts. The program is designed to increase school book collections in personal finance, give teachers and librarians related curricular resources, and encourage students to read books that teach money concepts. The program debuts in fall 2010 in schools across the state. Ready to Retire? The Prudential Foundation developed this financial literacy initiative to help consumers decide whether to retire now or work longer to increase financial security. The Prudential Foundation also funded a 60-minute television program titled "Ready to Retire?" and provides a Web site that offers retirement tools. NEW RESOURCES 5E Educator The Federal Reserve Bank of Richmond offers an electronic newsletter for K-12 teachers with economic content, lesson plans, and teaching resources. Economic Lowdown The Federal Reserve Bank of St. Louis produced this series of podcasts that provide high school students with information on economics, personal finance, banking, and monetary policy. Federal Trade Commission Consumer Protection The Federal Trade Commission provides video and print resources on such topics as job scams, work-at-home schemes, credit card scams, "free trial" schemes, and forensic mortgage loan audits. Financial Literacy Now: Why College Students Can't Wait This guide by the National Student Loan Program explains why financial education is so important for college students and offers resources for campus administrators who want to develop a financial literacy program. Guide to Processing Deposit Insurance Claims: Cross-Country Perspective This FDIC guide provides bank customers with an overview of the federal deposit insurance claims process. The article describes what happens when a bank fails and how bank customers are reimbursed. Help for Bankers: Connecting With K-12 Students The Federal Reserve Bank of Richmond provides publications, handouts, lesson plans, and classroom activities to bankers who speak in local classrooms about money and economics. Help for Taxpayers Affected by the Gulf Oil Spill Visa's The IRS has opened a special telephone line for taxpayers affected by the Gulf oil spill. Individuals who have questions about the BP payments or who are experiencing filing or payment hardships because of the oil spill should contact the IRS at (866) 562-5227. Making Work Pay Tax Credit The IRS provides video, audio, and print resources on how to use of the Making Work Pay Tax Credit. myFICO FICO(r) presents an interactive Web site with information on FICO(r) scores, credit basics, credit cards, educational videos, and answers to questions about credit. National Student Loan Program The National Student Loan Program provides information for students and borrowers on planning for college, paying for college, tax benefits, entrance/exit counseling, repayment assistance, and managing personal finances. Skyrocketing Federal Budget Deficit This Junior Achievement white paper for teens explains the fundamental economics and politics of the federal deficit and discusses the elements involved in reversing the trend of an increasing deficit. Sustainable Homeownership This NeighborWorks(r) America site offers financial fitness tips in English and Spanish for current and future homeowners. Tax Credit Extension for Home Buyers Taxpayers have until September 30, 2010, to close on the purchase of a home and receive first-time home buyer credits. The original closing deadline was June 30, 2010. Visit the IRS Web site to get more information about eligibility and other requirements. Template for Success: FDIC's Small-Dollar Loan Pilot Program The FDIC's two-year Small-Dollar Loan Pilot Program, which ended in 2009, was designed to illustrate how banks can profitably offer affordable small-dollar loans as an alternative to high-cost credit products, such as payday loans and fee-based overdraft programs. This article summarizes the results, outlines the lessons learned-and the potential strategies for expanding the supply of affordable small-dollar loans, and highlights pilot bank successes. Understanding Your Credit FICO(r) provides teachers an interactive CD-ROM about FICO(r) credit scores. Designed for use in the classroom, this CD-ROM explains FICO(r) scores and credit reports, illustrates how credit scores work, explains how people can manage their scores, and provides information on common myths about credit scores. To receive a free copy of Understanding Your Credit, e-mail FICO(r)'s Craig Watts at craigwatts at fico.com. What You Need to Know: New Credit Card Rules Effective August 22 The Federal Reserve Board approved a final rule to protect credit card users from unreasonable late payment and other penalty fees and to require credit card issuers to reconsider interest rate increases imposed since the beginning of last yearexpanding the supply of affordable small-dollar loans, and highlights pilot bank successes. ________________________________ HelpWithMyBank.gov - The OCC's HelpWithMyBank.gov Web site provides answers to approximately 300 commonly-asked banking questions. While targeted at national bank customers, the site answers many questions common to all banking consumers and provides useful information about contacting regulators of state banks, thrifts, and other financial institutions. A link from HOPE NOW to HelpWithMyBank.gov has been established. MyMoney.gov - MyMoney.gov: www.MyMoney.gov is the U.S. government's Website dedicated to teaching the basics about financial education. The redesigned, interactive site offers information from 20 Federal agencies and bureaus about planning for life events that have financial implications, such as buying a home, balancing your checkbook, or planning for retirement. The site also provides money management tools, including financial calculators and worksheets. Subscribe/Unsubscribe : Sign up for the OCC's "Financial Literacy Updates" by visiting the OCC's Web site . Have a financial literacy event coming up worth noting? Rolling out a new financial literacy initiative? Developing a new tool or product? Have general feedback? E-mail us at communityaffairs at occ.treas.gov . The information contained in the Financial Literacy Update was obtained from publicly available sources. Inclusion of a non-OCC event, activity, product, or hyperlink in this e-newsletter does not constitute an endorsement by the OCC. The OCC does not exercise editorial control over any of the information you may find when linking to non-OCC Web sites and cannot guarantee the accuracy of the information. -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100806/275731c0/attachment-0001.html From nellleat at nc-cherokee.com Fri Aug 6 21:32:02 2010 From: nellleat at nc-cherokee.com (Nell Leatherwood) Date: Fri, 6 Aug 2010 21:32:02 -0400 Subject: [CircleUp] New legislation provides an additional $25 million for IDAs: no local match requirement Message-ID: <1v9t7ylrtxy1kpbn3ofc8lo2.1281144735951@email.android.com> Vickie Oldman-John wrote: [http://images.capwiz.com/idanetwork/legislative_alert_mlm.jpg] $25 million in new funding for Individual Development Accounts proposed HR 6067 proposes to add funding for 2011 and 2012 On July 30, The IDA Protection Act (H.R. 6067) sponsored by Congresswoman Linda S?nchez (D-CA) was introduced. The bill increases the funding available for Individual Development Accounts (IDAs) by $25 million for both the 2011 and 2012 fiscal years. Unlike current Assets for Independence program grants, these IDA funds will not have a local match requirement. These are additional funds for IDAs, not a replacement for the Assets for Independence program. The increase is paid for by an elimination of the domestic production deduction for coal and other hard mineral fossil fuels. The bill recognizes the need to include asset-building approaches to poverty alleviation efforts of nonprofits and local governments. [http://capwiz.com/idanetwork/utr/i1/OFHQNAITQL/5616017171/img/capwizlogo.gif] -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100806/6f3778ec/attachment.html From AlexisEdwards at semtribe.com Tue Aug 10 09:14:52 2010 From: AlexisEdwards at semtribe.com (Alexis Edwards) Date: Tue, 10 Aug 2010 09:14:52 -0400 Subject: [CircleUp] FREE Grants Course Next Week - from the Native Learning Center Message-ID: Alexis Edwards Marketing Program Coordinator 6363 Taft St., Hollywood, FL 33120 P: (954) 985-2300 x 10694 alexisedwards at semtribe.com The Mission of the Native Learning Center is to provide Native and Indigenous people with knowledge and skills that improve 'Quality-of-Life' through housing related educational programs. Visit us at www.NativeLearningCenter.com . Offering FREE learning opportunities to Native and Indigenous people world wide -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100810/42a32273/attachment-0001.html -------------- next part -------------- A non-text attachment was scrubbed... Name: not available Type: image/jpeg Size: 616950 bytes Desc: image001.jpg Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100810/42a32273/attachment-0002.jpe -------------- next part -------------- A non-text attachment was scrubbed... Name: UNLOCK-THE-POTENTIAL-OF-GRANTS.JPG Type: image/jpeg Size: 616950 bytes Desc: UNLOCK-THE-POTENTIAL-OF-GRANTS.JPG Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100810/42a32273/attachment-0003.jpe From AlexisEdwards at semtribe.com Tue Aug 10 13:34:19 2010 From: AlexisEdwards at semtribe.com (Alexis Edwards) Date: Tue, 10 Aug 2010 13:34:19 -0400 Subject: [CircleUp] CORRECTION TO GRANTS COURSES NOTIFICATION Message-ID: To Friends and Supporters of the Native Learning Center - Please note that the Grants Courses Flyer sent out today by the Native Learning Center has an incorrect date. Navigating Grants.gov will be held on Wednesday August 25th (not on the 26th). We apologize for any confusion, and welcome you to contact us directly if you have any questions. Thank You, Alexis Edwards Marketing Program Coordinator 6363 Taft St., Hollywood, FL 33120 P: (954) 985-2300 x 10694 alexisedwards at semtribe.com The Mission of the Native Learning Center is to provide Native and Indigenous people with knowledge and skills that improve 'Quality-of-Life' through housing related educational programs. Visit us at www.NativeLearningCenter.com . Offering FREE learning opportunities to Native and Indigenous people world wide -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100810/4cc492f4/attachment.html From Vickie at Oweesta.org Fri Aug 13 13:46:29 2010 From: Vickie at Oweesta.org (Vickie Oldman-John) Date: Fri, 13 Aug 2010 11:46:29 -0600 Subject: [CircleUp] CDFI Fund Public Engagements Schedule for Week of August 16-20, 2010 Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96938@SERVER1.fnoc.internal> Public Engagements Schedule for Week of August 16-20, 2010 August 13, 2010 Right-click here to download pictures. To help protect your privacy, Outlook prevented automatic download of this picture from the Internet. CDFI Fund 15th Anniversary Logo Public Engagements Schedule for Week of August 16-20, 2010 Tuesday, August 17, 2010 2:15 PM - 3:15 PM (PDT) Seattle, WA Associate Program Manager for CDFI Native Program Chris James Mr. James will participate on a panel at the Economic Development Strategies in Indian Country Forum, part of a workshop series co-sponsored by the CDFI Fund and the Federal Reserve System. The panel will focus on alternative financing programs and products that target sustainable capital and limit finance risks. The Economic Development Strategies in Indian Country workshops are being conducted to promote economic development in Native communities throughout the country. Participants will attend seminars on designing successful economic development strategies while networking with regional practitioners and local support organizations. Courtyard Seattle Downtown/Pioneer Square 612 Second Avenue Seattle, WA (206) 625-1111 This event is open to the press. Interested members of the media should contact Kimberly Beauman at (202) 622-4436 or beaumank at cdfi.treas.gov . Thursday, August 19, 2010 2:15 PM - 3:15 PM (PDT) Anchorage, AK Associate Program Manager for CDFI Native Program Chris James Mr. James will participate on a panel at the Economic Development Strategies in Indian Country Forum, part of a workshop series co-sponsored by the CDFI Fund and the Federal Reserve System. The panel will focus on alternative financing programs and products that target sustainable capital and limit finance risks. The Economic Development Strategies in Indian Country workshops are being conducted to promote economic development in Native communities throughout the country. Participants will attend seminars on designing successful economic development strategies while networking with regional practitioners and local support organizations. Anchorage Marriott Downtown 820 West 7th Avenue Anchorage, AK (907) 279-8000 This event is open to the press. Interested members of the media should contact Kimberly Beauman at (202) 622-4436 or beaumank at cdfi.treas.gov. ________________________________ You can update your subscriptions, modify your password or e-mail address, or stop subscriptions at any time through your Subscriber Preferences Page . You will need to use your e-mail address to log in. If you have questions or problems with the subscription service, please e-mail support at govdelivery.com. This service is provided to you at no charge by CDFI Fund , US Department of the Treasury. GovDelivery, Inc. is sending you this communication on behalf of the CDFI Fund, US Department of the Treasury * 601 Thirteenth Street, NW, Suite 200 South * Washington DC 20005 * (800) 439-1420 -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100813/f772301e/attachment.html From Heidi at Oweesta.org Tue Aug 17 12:31:39 2010 From: Heidi at Oweesta.org (Heidi Davis) Date: Tue, 17 Aug 2010 10:31:39 -0600 Subject: [CircleUp] Registration Now Open for OFN Conference & Native Convening Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96A9B@SERVER1.fnoc.internal> Hello, Take advantage of the early-bird discount for the OFN Conference & Native Convening. Register by September 10th. To register or for more information, please visit http://guest.cvent.com/EVENTS/Info/Summary.aspx?e=d22209d6-294f-4605-9a0 b-3a49068b68a4. This year's OFN Conference & Native Convening will be held November 2-5, 2010, in San Francisco, California. Highlights of the Native Convening include: * The Native Gathering - a full day of activities, speakers, and panels taking a look at the current state of the CDFI industry, celebrating the progress that has been made in the Native CDFI industry, and examining how policy and advocacy efforts can affect the future. * Tour of the Seven Directions facility - this 26,000 square foot state of the art facility features a health center, an outdoor American Indian cultural ceremonial space and 38 units of affordable housing and was financed using New Markets Tax Credits. * Native Track of Sessions - five Native-specific sessions throughout the week on topics such as housing finance, entrepreneurship, and development services. * Awards Ceremony - a celebratory evening honoring two entities for their contributions and innovations in the Native CDFI field followed by world-class entertainment by Williams & Ree. Regards, Heidi Davis Communications Manager First Nations Oweesta Corporation A Subsidiary of First Nations Development Institute 910 5th Street, Suite 101 Rapid City, SD 57701 {t} 605.342.3770 {f} 605.342.3771 www.oweesta.org www.ournativecircle.org Celebrating 10 Years of Investing in Native Opportunity! -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100817/6f8260bd/attachment-0001.html From Logan at Oweesta.org Mon Aug 16 13:10:24 2010 From: Logan at Oweesta.org (Logan Anderson) Date: Mon, 16 Aug 2010 11:10:24 -0600 Subject: [CircleUp] Chasity Savage at Credit Builders Alliance Message-ID: <82182B01DBD600448F4C7D2631BA1BFED969C9@SERVER1.fnoc.internal> Hey there folks! I wanted to let you know that you can now find me at Credit Builders Alliance (still in Washington, DC)! I may have left the government world, however I'm still deeply involved in the community development industry-inspired by years of working with you. For you who don't know, Credit Builders Alliance is a nonprofit organization creating innovative solutions to help non-traditional financial/asset-building institutions, serving underserved individuals build financial resumes and capabilities through access to the credit bureaus and training programs. Below is my new contact info. Please feel free to reach out to me anytime about my new role/organization... because it rocks! J I look forward to our continued partnership and can't wait hear updates about your organizations and good works in a new way. Thanks! -Chasity ____________________________ Chasity K. Savage, BBA, MA Financial Capabilities Manager Credit Builders Alliance Dir: 202-657-6058 chasity at creditbuildersalliance.org Main: 202-730-9390 Fax: 202-350-9430 www.creditbuildersalliance.org ____________________________ -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100816/4f624150/attachment-0001.html From staci at oweesta.org Wed Aug 18 12:24:14 2010 From: staci at oweesta.org (Staci Lacroix) Date: Wed, 18 Aug 2010 10:24:14 -0600 Subject: [CircleUp] Job Announcement Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96B68@SERVER1.fnoc.internal> Mazaska Owecaso Otipi Financial POSITION ANNOUNCEMENT - Apply by September 6, 2010 Position Title: Loan Officer Reports To: Executive Director Job Level: Non-Exempt Supervises: None Hours: Full time ORGANIZATION BACKGROUND Mazaska Owecaso Otipi Financial (Mazaska) is a Native community development financial institution and is an equal opportunity lender and employer. Mazaska's mission is to provide loans, guarantees and other financial arrangements to individuals for the purpose of home ownership for new housing and for the rehabilitation of substandard housing. Mazaska serves members of the Oglala Sioux Tribe living on, or in communities adjacent to, the Pine Ridge Indian Reservation. POSITION SUMMARY The Loan Officer is responsible for underwriting, originating, closing, and monitoring a portfolio of loans in accordance with Mazaska's Loan Policy. The Loan Officer's tasks are undertaken to meet loan production goals, satisfy lending and portfolio management policies, and minimize legal and financial risk to the organization. The position works closely with the Loan Committee of the Board, and outside lenders to support the organization's operations, growth, and mission. DUTIES AND RESPONSIBILITIES: 1. Provides information to the organization's clients and the general public regarding loan products, procedures and policies. 2. Respond to loan inquiries and process loan applications in a timely, responsive, and respectful manner. 3. Conduct due diligence, including detailed financial analysis, on loan requests and prepare credit memos and recommendations under established loan policy guidelines. 4. Coordinate and conduct timely loan closings, to include negotiating terms, preparing commitment letters, reviewing due diligence items, ordering and reviewing loan documents and disbursements. 5. Implement collections, write-off, and recovery activities as needed to minimize losses. 6. Maintain current borrower information in the organization's loan software and the loan files. 7. Assist clients with personal financial management and credit repair as needed. 8. Monitors and maintains loan and investment portfolios. 9. Recommends changes and additions to loan policies and maintains procedures relating to loan application processing and revolving loan fund management. 10. Prepares reports as requested by the Executive Director. 11. Attends Board of Directors and Loan Committee meetings when requested. 12. Performs other tasks and duties as assigned by the Executive Director. MINIMUM QUALIFICATIONS AND REQUIREMENTS: 1. Associates Degree preferred and/or an equal amount of time of demonstrated leadership and administrative capability in the non-profit arena, specifically dealing with lending, personal finance and/or housing. 2. Ability to establish and maintain effective working relationships with tribal, federal, state, and local agencies/organizations, community leaders, and the general public, especially clients of the organization. 3. Strong written and verbal communication skills. 4. High ethical and professional standards. Attention to detail. 5. Proficiency in the use of computers and commonly used office software programs, including Microsoft Excel and Word. 6. Must be willing to submit to a criminal background check upon hire. Mazaska Owecaso Otipi Financial offers competitive salaries. Interested candidates should mail cover letter, resume, and salary requirements to Colleen Steele, Executive Director, Mazaska Owecaso Otipi Financial, PO Box 1996, Pine Ridge, SD 57770 or email to csteele.moof at yahoo.com. -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/316f1472/attachment-0001.html From Vickie at Oweesta.org Wed Aug 18 22:34:55 2010 From: Vickie at Oweesta.org (Vickie Oldman-John) Date: Wed, 18 Aug 2010 20:34:55 -0600 Subject: [CircleUp] Native American Credit Counseling Certification Program Announcement Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96C13@SERVER1.fnoc.internal> Please share with your contacts: NATIVE AMERICAN CREDIT COUNSELING CERTIFICATION PROGRAM ANNOUNCEMENT Hello, We are about to being another cycle of the Native American Credit Counseling Certification Program. The program is designed to build certified counselors for credit education and counseling within Native communities to increase community financial stability and homeownership. This is the second round of the program which consists of training for certification; training for counseling/education; and an on-going support system. The course consists of nine weeks of one hour classes; an online support system through Black Board; one week of in-person review, testing, and training; and peer support process. The nationally recognized certification is through the AFCPE, Association for Financial Counseling, Planning, and Education. Their accreditation consists of a 36 month process. The first step is to study and pass the certification exam. Next, the potential counselor must complete 1,000 hours of counseling/financial education/financial advising over a 3 year period. The final stage is to submit all paperwork and three letters of reference. The NACC program that RDI/CCCS of MT has developed with partners assists professionals in reaching this goal from start to finish. On-line Registration Center can be found here: http://www.cccsmt.org/nacc-online-center If you have additional questions, please send me an email. Please share with friends. Jolene Bach Communications Director Rural Dynamics Incorporated Consumer Credit Counseling Service 406-454-5706 office 406-750-4481 cell Join the RDI On-Line Movement! P Please consider the environment before printing this e-mail This message is intended only for the use of the individual or entity to which it is addressed and may contain information that is privileged, confidential and exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, you are hereby notified that dissemination, distribution or forwarding of this communication is strictly prohibited. If you received this communication in error, please notify the sender immediately and delete this message from any device/media where the message is stored. -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/cc5b0e04/attachment-0001.html -------------- next part -------------- A non-text attachment was scrubbed... Name: image001.png Type: image/png Size: 2023 bytes Desc: image001.png Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/cc5b0e04/attachment-0003.png -------------- next part -------------- A non-text attachment was scrubbed... Name: image002.png Type: image/png Size: 5683 bytes Desc: image002.png Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/cc5b0e04/attachment-0004.png -------------- next part -------------- A non-text attachment was scrubbed... Name: image003.png Type: image/png Size: 1805 bytes Desc: image003.png Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/cc5b0e04/attachment-0005.png From Vickie at Oweesta.org Wed Aug 18 22:22:00 2010 From: Vickie at Oweesta.org (Vickie Oldman-John) Date: Wed, 18 Aug 2010 20:22:00 -0600 Subject: [CircleUp] Leadership Summit on Family Financial Stability - Please Save the Date! Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96C0B@SERVER1.fnoc.internal> Please send RSVPs to: familiesandkids at idaresources.org -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/0b6de0e3/attachment-0001.html -------------- next part -------------- A non-text attachment was scrubbed... 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Name: not available Type: image/png Size: 533237 bytes Desc: image002.png Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/0b6de0e3/attachment-0001.png From Vickie at Oweesta.org Wed Aug 18 22:25:17 2010 From: Vickie at Oweesta.org (Vickie Oldman-John) Date: Wed, 18 Aug 2010 20:25:17 -0600 Subject: [CircleUp] DOJ Suicide Prevention Efforts in Indian Country Webinar (Wed August 25 1:00 EST) Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96C0D@SERVER1.fnoc.internal> Online Learning Opportunity: Suicide Prevention Efforts in Indian Country Webinar August 25, 2010 1:00 - 2:30 (Eastern) Suicide Prevention Efforts in Indian Country Webinar Wednesday August 25, 2010 1:00PM - 2:30PM (Eastern Time) 12:00PM - 1:30PM (Central) 11:00AM - 12:30PM (Mountain) 10:00AM - 11:30AM (Pacific) Join us for a presentation on suicide among American Indian/Alaska Native youth with respect to current data, programs, prevention models, and strategies that are being used to address this issue in Indian Country. Shannon Crossbear, National Federation of Families for Children's Mental Health; Mark LoMurray, Sources of Strength; and Gayle Jaffe, Suicide Prevention Resource Center, will present on national and local initiatives in the areas of prevention, intervention and healing. They will share examples of effective and promising suicide prevention practices in American Indian communities. Participants will have the opportunity to ask questions of the presenters as well as hear from other grantees during this online learning event. Register for this event: http://edc.acrobat.com/typ-suicide-prevention/event/registration.html About the Presenters: Mark LoMurray is the founder and director of Sources of Strength, a national Best Practices Registry Project, and is presently partnering with the University of Rochester, NY in the National Peer Leadership Study on suicide prevention - one of the nation's largest randomized trials evaluating peer leader impact on student behaviors and social norms in underserved communities. Shannon CrossBear, Ojibwe/Irish, is an Training and Technical Assistance Specialist for the National Federation of Families for Children's Mental Health. She has consulted with the National Indian Child Welfare Association, Georgetown University, The Garret Lee Smith Suicide Prevention Programs, The National Child Traumatic Stress Networks and the Aboriginal Healing Strategy. As a survivor of a child who completed a suicide, her sensitivities to the needs of families are paramount in her work. Gayle Jaffe is a Senior Prevention Specialist with the Suicide Prevention Resource Center (SPRC), which provides support, training, and resources to organizations and individuals at the national, tribal, state, territorial, and community levels. -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/b077bba1/attachment-0001.html -------------- next part -------------- A non-text attachment was scrubbed... Name: image001.jpg Type: image/jpeg Size: 23378 bytes Desc: image001.jpg Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/b077bba1/attachment-0002.jpg -------------- next part -------------- A non-text attachment was scrubbed... Name: image002.jpg Type: image/jpeg Size: 18919 bytes Desc: image002.jpg Url : /pipermail/circleup_lists.ournativecircle.org/attachments/20100818/b077bba1/attachment-0003.jpg From Heidi at Oweesta.org Thu Aug 19 09:12:13 2010 From: Heidi at Oweesta.org (Heidi Davis) Date: Thu, 19 Aug 2010 07:12:13 -0600 Subject: [CircleUp] Native Asset Building Session @ the 2010 Assets Learning Conference, Washington D.C. - Registration Deadline September 1st Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96C1F@SERVER1.fnoc.internal> Hello, The Native Asset Building Session @ the 2010 Assets Learning Conference is a three-hour pre-conference session that will focus on the positive action in Indian country to embrace integrated asset building. The session will explore ways that communities excel in offering a variety of asset building services to their members. For more information or to register, please visit http://www.oweesta.org/node/423. Thanks, Heidi Davis Communications Manager First Nations Oweesta Corporation A Subsidiary of First Nations Development Institute 910 5th Street, Suite 101 Rapid City, SD 57701 {t} 605.342.3770 {f} 605.342.3771 www.oweesta.org www.ournativecircle.org Celebrating 10 Years of Investing in Native Opportunity! -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100819/09c80301/attachment.html From Heidi at Oweesta.org Thu Aug 19 14:23:11 2010 From: Heidi at Oweesta.org (Heidi Davis) Date: Thu, 19 Aug 2010 12:23:11 -0600 Subject: [CircleUp] APPLY NOW: Native Enterprise & Entrepreneurship Development Training - October 13-15, 2010 - Airway Heights, WA Message-ID: <82182B01DBD600448F4C7D2631BA1BFED96C9D@SERVER1.fnoc.internal> Greetings, The Native Enterprise & Entrepreneurship Development Training is a 3-day course tailored for Native community development financial institutions (CDFIs) and other institutions serving Native people and is designed to assist communities with developing effective enterprise and entrepreneurship systems. The training will focus on the unique environment of Native communities by addressing the seven sectors of economic systems. For more information or to apply, please visit http://www.oweesta.org/node/425. Regards, Heidi Davis Communications Manager First Nations Oweesta Corporation A Subsidiary of First Nations Development Institute 910 5th Street, Suite 101 Rapid City, SD 57701 {t} 605.342.3770 {f} 605.342.3771 www.oweesta.org www.ournativecircle.org Celebrating 10 Years of Investing in Native Opportunity! -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100819/a04f3a67/attachment.html From kaitlin at Oweesta.org Tue Aug 31 14:12:26 2010 From: kaitlin at Oweesta.org (Kaitlin Cramer) Date: Tue, 31 Aug 2010 12:12:26 -0600 Subject: [CircleUp] ANNOUNCEMENT - OWEESTA Native Enterprise & Entrepreneurship Development Initiative Training, October 13-15, 2010 in Spokane, WA Message-ID: <82182B01DBD600448F4C7D2631BA1BFEDDF0A3@SERVER1.fnoc.internal> First Nations Oweesta Corporation announces the upcoming Native Enterprise & Entrepreneurship Development (NEED) training, scheduled for October 13-15, 2010. The three-day training will be held at Northern Quest Resort and Casino in Spokane, Washington. The NEED Initiative is based on a new model of community economic development. Tailored for Native CDFIs and their partners, the program provides comprehensive training and technical assistance designed to assist Native communities with developing effective enterprise and entrepreneurship systems. The training addresses key areas of economic development specific to Native communities, including community environment, local entrepreneurship climate and policy, coaching, access to capital, and entrepreneurship education. In addition to training, new participants will have access to free technical assistance from First Nations Oweesta to help them develop and implement the NEED model in their communities. Applications for participation are now available and will be accepted through September 14, 2010. The cost of the training is $100.00 per person, but the follow-up technical assistance is free of charge. Communities that participate, as well as past NEED Initiative participants, will be offered the opportunity to attend subsequent online training sessions that will focus on specific topics of the NEED model. Due to limited space and high demand, organizations will not be accepted into the program and continue to receive ongoing customized technical assistance unless they are committed to attend the training. Organizations will be expected to progress through the programmatic milestones as applied to their particular organization and community. For more information, and/or to obtain an application, please visit http://www.oweesta.org/node/425 . You can also contact me, Kaitlin Cramer, at kaitlin at oweesta.org , or via phone at (605) 342-3770. Kaitlin Cramer Entrepreneurship and Enterprise Development Manager First Nations Oweesta Corporation A Subsidiary of First Nations Development Institute 910 5th Street, Suite 101 Rapid City, SD 57701 {t} 605.342.3770 {f} 605.342.3771 www.oweesta.org www.ournativecircle.org Celebrating 10 Years of Investing in Native Opportunity! -------------- next part -------------- An HTML attachment was scrubbed... URL: /pipermail/circleup_lists.ournativecircle.org/attachments/20100831/ed675656/attachment.html